Mary Holm (ONZM for services to financial literary education) is the author of six books, two of them number one New Zealand bestsellers. She is also an award-winning columnist and a seminar presenter. She holds a BA in economic history. MA in journalism, and MBA in finance (University of Chicago, where she was taught by Nobel Laureate Merton Miller and graduated in the top 15 percent.). Mary writes a Q&A personal finance column in the Weekend Herald and discusses personal finance issues with Jesse Mulligan on RNZ every second Thursday. For 16 years she wrote an investor column, which ran in the Dominion Post, Christchurch Press, Waikato Times and other newspapers. Mary is also a director of Financial Services Complaints Ltd (FSCL). She lives by the sea near Auckland.