About the Author

Carla and Lee Rowley are professional writers who have more than a decade of experience in the personal insurance industry. Carla has spent years with a national multiline insurance company, working to ensure that policyholders obtain the appropriate coverages at the best prices for both commercial and personal lines. Lee has spent years building the regulatory compliance division of a growing personal lines insurance company, working with state regulators on key issues affecting the insurance-buying public.