Table of Contents

1. The Financial Planning Environment 2. Ethics and Compliance 3. The Client-Adviser Relationship 4. Constructing a Statement of Advice 5. Cash Flow and Budgeting 6. Securing and Managing Credit 7. Asset Allocation and Managing Risk 8. Investing in Shares 9. Investing in Fixed-Income Securities 10. Investing in Property and Collectables 11. Investing in Managed Funds 12. Investing in Superannuation 13. Self-Managed Superannuation 14. Taxation: An Overview for Financial Planners 15. Tax Strategies 16. Insurance -- Life 17. Insurance -- Income Protection, Health and General 18. Superannuation and Retirement 19. Social Security 20. Estate Planning -- Core Principles and Practice 21. Keys to Successful Financial Planning Appendix A -- Time Value of Money Appendix B -- Present and Future Value Tables